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Commercial Real Estate Loans

Stable Assets. Stable Cash Flow.

Commercial Loan Truerate Services

Our commercial property loan program is ideal for real estate investors seeking to grow their portfolios with small apartment buildings and mixed-use properties. We offer simplified terms, a smoother process, and lower rates to make sure you get the best value (and experience), which is why experienced investors choose to finance with REO. As of 2022, we’ve closed over $4 million in commercial rentals.

Commercial Loan Features

  • Loan amounts from $300k-$3 million on multi-family and mixed-use properties
  • Full 30-year terms with no balloon payments
  • No personal DTI; no tax returns; qualify based on property cash flow
  • Simplified environmental review
  • Purchase, Rate & Term Refinance, and Cash-Out Refinance
  • Protect your identity and other assets by borrowing through a corporate entity

Contact Us to Start Your Loan

Partnering With REO Lending is Far Simpler Than Applying for a Bank Loan

Leading Lender for Investors: REO is an expert in providing long-term mortgage finance to investors on small apartment buildings and mixed-use properties. With more than a decade of experience, REO’s team helps investors each month realize their dreams of growing their real estate portfolios. Unlike traditional lenders, with REO, investors qualify not on their personal income but on the cash flow generated from their investment property. This greatly simplifies your loan process by eliminating the need for lengthy tax returns and detailed personal income documentation. Since the inception of our Rental360 2-8 Program, we’ve financed more than $6 million in commercial real estate loans.

Finance Your Commercial Investment Property Today

A Simple & Fast Process You Can Trust with Commercial Loan Truerate Services

Application Stage

You provide us a completed application and pay for the appraisal. We evaluate your credit.

Point of Contact: Account Executive (AE) 

Sent to Processing

One of our loan processors is assigned and works with you on gathering the rest of our required documentation.

Point of Contact: Processor

Closing Stage

our Processor submits full loan package to underwriting team; once approved we schedule your closing.

Point of Contact: Processor & AE